In a blender or food processor, combine cottage cheese, shredded cheddar, garlic powder, and onion powder until smooth.

In a skillet over medium-high heat, brown the ground meat until cooked through, then drain excess fat.

Add taco seasoning and a splash of water to the meat and simmer for 2 minutes.

Gently heat the blended cheese mixture in a saucepan over low heat until warm, stirring constantly to prevent curdling.

Divide tortilla chips into two bowls.

Top the chips with the seasoned meat and pour the warm cottage cheese sauce over the top.

Garnish with diced tomatoes, jalapeños, and cilantro before serving.